This course covers Value Realisation Tracking, which involves understanding the intent, scope, governance standards, and risk implications of tracking value realization across the lifecycle of Consumer LAP Credit exposures. It focuses on monitoring whether projected value outcomes — including collateral recovery expectations, portfolio profitability, repayment performance, and lifecycle objectives — are being achieved in alignment with approved credit strategies and governance standards. The course evaluates key dimensions such as policy interpretation, scope alignment, lifecycle governance, and management oversight, with each requiring independent validation and documented rationale before any credit action is finalized. It is distinct from broader early warning detection systems, as it focuses on value realization monitoring, exposure-level lifecycle performance assessment, and sustainability-oriented credit management frameworks, rather than predictive deterioration modeling or enterprise-wide early warning surveillance mechanisms. Within Lifecycle Management, Exit & Sustainability, the credit manager validates team-level analysis, approves case recommendations, and manages segment-level exposure within Consumer LAP Credit, shaping escalation scope and credit committee priorities.