This course covers Value Realisation Tracking, which involves understanding the intent, scope, governance expectations, and risk implications of tracking value realization throughout the Consumer LAP Credit lifecycle. It focuses on monitoring how effectively collateral value, repayment outcomes, recovery potential, and portfolio sustainability objectives are realized over the course of the credit relationship while ensuring alignment with lifecycle governance standards. The course evaluates key dimensions such as policy interpretation, scope alignment, lifecycle governance, and management oversight, with each requiring independent validation and documented rationale before any credit action is finalized. It is distinct from early warning detection systems, as it focuses on value realization assessment, lifecycle outcome tracking, and exposure-specific sustainability management, rather than predictive risk signaling or proactive deterioration monitoring frameworks. Within Lifecycle Management, Exit & Sustainability, the credit analyst executes the assessment, completes documentation, and flags exceptions for manager review within Consumer LAP Credit credit files, shaping escalation scope and credit committee priorities.