This course explains Social & Community Influence on Repayment and how social and community dynamics affecting borrower behaviour and repayment patterns are identified, assessed, and governed within Agri & Rural Commercial Credit. It covers the key dimensions of behavioural patterns, obligations, risk indicators for sustainable decision-making, and sector risk, emphasizing the need for structured assessment, clear boundary definition, and independent validation before credit decisions are finalized. The course also distinguishes Social & Community Influence on Repayment from related credit management processes, and highlights its role within Borrower & Household Profiling, including limit setting, exception handling, and escalation to credit committees.