This course introduces Single-Borrower Exposure Risk within the Commercial Vehicle Retail Credit process. It focuses on assessing the concentration risk associated with significant exposure to individual distressed borrowers and the potential impact on portfolio performance. Learners will explore key concepts such as concentration risk, asset correlation, systemic risks in distressed portfolios, borrower viability, and asset valuation. The course also examines how single-borrower exposure risk differs from broader portfolio diversification strategies and highlights the senior credit leader’s role in setting portfolio limits, governing exception criteria, and managing concentration and systemic risks across the portfolio.