This course introduces Security Coverage Adequacy within the Commercial Vehicle Retail Credit process. It focuses on evaluating whether the available security and collateral coverage is sufficient to protect the lender’s exposure under various risk scenarios. Learners will explore key assessment areas such as security priority, borrower viability, asset valuation, and repayment capacity, understand how security coverage adequacy differs from broader portfolio diversification strategies, and examine the credit manager’s role in validating analyses, approving recommendations, and supporting effective collateral, security, and recovery value assessment.