This course covers Residual Value Estimation Logic, which involves estimating the remaining economic value of plant, machinery, equipment, or movable assets at the end of their useful life within the Credit Technical & Valuation Services credit workflow. It focuses on understanding how usability, operational relevance, depreciation patterns, maintenance quality, technological obsolescence, and market demand influence the residual or recoverable value of collateral assets used in credit risk assessment. The course evaluates key dimensions such as usability analysis, depreciation assessment, and specialized technical and legal evaluation practices, with each requiring independent validation and documented rationale before any credit action is finalized. It is distinct from broader related credit management processes, as it focuses specifically on structured estimation, assessment, and escalation of residual value and recoverability risks associated with movable asset-backed exposures and collateral valuation frameworks, while related credit management processes address wider lending governance, approval structures, and portfolio oversight with separate evidence standards, ownership, and approval authority. Within Movable Asset & Equipment Valuation, the senior credit leader sets portfolio limits, governs exception criteria, and drives strategic alignment across the Credit Technical & Valuation Services function, shaping escalation scope and credit committee priorities.