This course introduces the concept of Residual Risk Post-Resolution within the Commercial Vehicle Retail Credit framework. It focuses on assessing the risks that remain after a resolution strategy has been executed, ensuring that any ongoing exposures are properly identified, monitored, and managed.
Learners will explore key assessment dimensions such as revival outcomes, time horizon, residual risk, and borrower viability, with an emphasis on independent validation and well-documented rationale. The course also distinguishes residual risk assessment from broader portfolio diversification strategies, highlighting its specific role in identifying lingering vulnerabilities and ensuring completeness of resolution at the exposure level.
By the end of the course, participants will understand how to evaluate residual risk post-resolution in practice, particularly within Resolution Strategy Structuring, including validation of team-level analysis, approval of case recommendations, management of segment-level exposure, and escalation to the credit committee where required.