This course covers Policy Change Impact Assessment, focusing on evaluating how policy changes affect exposures and credit decisions within the Agri & Rural Commercial Credit workflow. It emphasizes assessment dimensions such as product circulars, PSL rules, sector risk, and collateral evaluation, each requiring independent validation and documented rationale before any credit action is finalized. The course distinguishes this assessment from operational procedure design, and demonstrates its application in Policy, Program & Compliance Application, where the credit analyst executes assessments, completes documentation, and flags exceptions for manager review, shaping escalation processes and credit committee priorities.