This course covers NABARD & RBI Agri Norms, which involves understanding, interpreting, and applying regulatory and institutional guidelines issued by the National Bank for Agriculture and Rural Development and the Reserve Bank of India within the Agri & Rural Commercial Credit credit workflow. It focuses on ensuring that agricultural and rural credit exposures comply with applicable regulatory norms, sectoral lending frameworks, prudential standards, priority sector lending requirements, refinancing guidelines, rural credit governance expectations, and supervisory compliance obligations. The course evaluates key dimensions such as concentration risk, geographic exposure, crop mix assessment, and audit readiness, with each requiring independent validation and documented rationale before any credit action is finalized. It is distinct from broader operational procedure design, as it focuses specifically on structured identification, assessment, governance alignment, and breach response for agri-credit exposures under NABARD and RBI regulatory frameworks, while operational procedure design addresses wider institutional workflow structures, administrative controls, and process governance with separate evidence standards, ownership, and approval authority. Within Portfolio Risk, Norms & Governance, the senior credit leader sets portfolio limits, governs exception criteria, and drives strategic alignment across the Agri & Rural Commercial Credit function, shaping escalation scope and portfolio-level priorities.