This course explains Mono-Crop Concentration Risk and how excessive exposure to a single crop, geography, or related factors is identified, assessed, and governed within Agri & Rural Commercial Credit. It covers the key dimensions of concentration, geography, crop mix, and audit readiness, emphasizing the need for structured evaluation, clear boundary setting, and independent validation before credit decisions are finalized. The course also distinguishes Mono-Crop Concentration Risk from broader portfolio diversification strategies, and highlights its role within Portfolio Risk, Norms & Governance, including limit setting, exception handling, and escalation to credit committees.