This course introduces the concept of Marketability & Liquidity Assessment within the Commercial LAP (Loan Against Property) Credit framework. It focuses on evaluating how easily a property can be sold in the market and the expected time and value realization under normal and stressed conditions, which directly impacts collateral adequacy and recovery outcomes.
Learners will explore key assessment dimensions such as identification of marketability gaps, property valuation considerations, linkage with legal due diligence, and implications for long-tenure risk management, with an emphasis on independent validation and well-documented rationale. The course also distinguishes marketability and liquidity assessment from broader portfolio diversification strategies, highlighting its specific role in evaluating asset-level exit feasibility rather than portfolio-level risk distribution.
By the end of the course, participants will understand how to assess marketability and liquidity in practice, particularly within Property Valuation and Collateral Adequacy, including documentation standards, exception handling, and escalation protocols aligned with credit manager review and credit committee oversight.