This course introduces Legal vs Commercial Resolution Path within the Commercial Vehicle Retail Credit process. It focuses on evaluating whether distressed exposures are best addressed through legal enforcement mechanisms or negotiated commercial resolution approaches. Learners will explore key considerations such as borrower revival potential, resolution timelines, residual risk, and overall recovery outcomes. The course also examines how legal and commercial resolution path evaluation differs from related credit management processes and highlights the senior credit leader’s role in governing exceptions, guiding resolution strategy decisions, and aligning resolution approaches with portfolio objectives and recovery priorities.