This course explains Irrigation Dependency Evaluation and how dependence on irrigation availability and its impact on crop performance and repayment capacity is assessed within Agri & Rural Commercial Credit. It covers the key dimensions of agronomic cycle, yield assumptions, sector risk, and collateral evaluation, emphasizing the need for structured assessment, clear boundary definition, and independent validation before credit decisions are finalized. The course also distinguishes Irrigation Dependency Evaluation from broader portfolio diversification strategies, and highlights its role within Crop & Farm Viability Assessment, where the credit analyst executes assessments, completes documentation, and flags exceptions for review, including escalation to credit committees where required.