This course explains Irrigation Dependency Evaluation and how the dependence on irrigation availability and its impact on crop viability and repayment capacity is identified, assessed, and governed within Agri & Rural Commercial Credit. It covers the key dimensions of agronomic cycles, yield assumptions, sector risk, and collateral evaluation, emphasizing the need for structured assessment, clear boundary definition, and independent validation before credit decisions are finalized. The course also distinguishes Irrigation Dependency Evaluation from broader portfolio diversification strategies, and highlights its role within Crop & Farm Viability Assessment, including limit setting, exception handling, and escalation to credit committees.