This course explains Input Dependency Risk (Seeds, Fertilizers) and how dependence on critical agricultural inputs such as seeds and fertilizers is evaluated within Agri & Rural Commercial Credit. It covers the key dimensions of agronomic cycle, yield assumptions, sector risk, and collateral evaluation, emphasizing the need for structured assessment, clear boundary definition, and independent validation before credit decisions are finalized. The course also distinguishes Input Dependency Risk (Seeds, Fertilizers) from broader portfolio diversification strategies, and highlights its role within Crop & Farm Viability Assessment, where the credit analyst executes assessments, completes documentation, and flags exceptions for review, including escalation to credit committees where required.