This course introduces Information Asymmetry Risk within the Commercial Vehicle Retail Credit process. It focuses on assessing the risks that arise when there is an imbalance between the information available to lenders and borrowers during credit evaluation. Learners will explore key assessment areas such as borrower viability, asset valuation, repayment capacity, and information completeness, understand how information asymmetry risk differs from broader portfolio diversification strategies, and examine the credit manager’s role in validating analyses, approving recommendations, and ensuring information reliability and data integrity to support effective credit decision-making.