This course explains Geographic Exposure Management and how geographic concentration within agri portfolios is identified, assessed, and governed within Agri & Rural Commercial Credit. It covers the key dimensions of concentration, geography, crop mix, and audit readiness, emphasizing the need for structured evaluation, clear boundary setting, and independent validation before credit decisions are finalized. The course also distinguishes Geographic Exposure Management from broader portfolio diversification strategies, and highlights its role within Portfolio Risk, Norms & Governance, including limit setting, exception handling, and escalation to credit committees.