This course covers Exit Readiness Indicators, which involves assessing the conditions, performance improvements, and risk factors that determine whether a watchlisted or Special Mention Account is ready to exit enhanced monitoring within Credit Monitoring & Portfolio Surveillance workflows. It focuses on evaluating whether previously identified concerns have been adequately resolved, risk levels have stabilized, and the borrower has demonstrated sustained improvement in financial performance, repayment behavior, operational stability, and compliance with monitoring requirements. The course examines how structured exit criteria help ensure that exposures are removed from watchlists only when underlying risks have been effectively mitigated and no longer warrant heightened oversight. It evaluates key dimensions such as control lapses, early warning signal identification, risk trend analysis, and proactive portfolio risk management, with each requiring independent validation and documented rationale before any credit action is finalized. Particular emphasis is placed on assessing risk resolution, validating improvement trends, reviewing outstanding concerns, and ensuring that exit decisions are supported by objective evidence and governance approval. It is distinct from broader credit management processes, as it focuses specifically on evaluating readiness for removal from watchlist or SMA monitoring frameworks, rather than broader strategic credit planning, portfolio management, or credit decision-making activities. Within Watchlist & Special Mention Account Management, the senior credit leader sets portfolio limits, governs exception criteria, and drives strategic alignment across the Credit Monitoring & Portfolio Surveillance function, shaping escalation scope, monitoring priorities, and risk management actions related to watchlist governance and exit decisions.