This course explains Easement, Access & Usage Restrictions, focusing on how easements, access rights, and usage limitations can affect the usability, marketability, and enforceability of property offered as collateral. It covers common easement types, verification through title and survey records, valuation impacts such as marketability discounts, and identification during technical inspections. The course also highlights how these assessments support credit risk management by guiding collateral structuring, sanction conditions, and overall risk mitigation decisions.