This course introduces Distressed Portfolio Concentration Risk within the Commercial Vehicle Retail Credit process. It focuses on assessing the risks associated with concentrated exposure to distressed assets and understanding how such concentrations can amplify portfolio vulnerability. Learners will explore key concepts such as concentration risk, asset correlation, systemic risks within distressed portfolios, borrower viability, and asset valuation. The course also examines how distressed portfolio concentration risk differs from broader portfolio diversification strategies and highlights the senior credit leader’s role in setting portfolio limits, governing exception criteria, and managing systemic risk across the portfolio.