This course explains Deviation Identification & Proposition Fit and its role in identifying departures from credit policy while assessing whether those deviations remain acceptable within the defined lending proposition. It outlines the key components of monitoring triggers, tracked metrics, escalation thresholds, responsible authorities, and corrective action protocols used to manage such deviations. The course also clarifies how deviation notes differ from policy exceptions and credit committee overrides, ensuring proper documentation and governance during pre-sanction credit appraisal decisions.