This course introduces Data Gaps & Estimation Risk within the Commercial Vehicle Retail Credit process. It focuses on identifying and assessing risks that arise from missing, outdated, incomplete, or estimated information used in credit evaluation. Learners will explore the key dimensions of information quality and completeness, understand how data gaps and estimation risk differ from broader portfolio diversification strategies, and examine the credit manager’s role in validating analyses, approving recommendations, and maintaining information reliability and data integrity to support effective credit decision-making.