This course explains Crop-Aligned Repayment Structuring and how repayment terms are aligned with crop production cycles and income realisation patterns within Agri & Rural Commercial Credit. It covers the key dimensions of moratorium structures, risk-based pricing controls, sector risk, and collateral evaluation, emphasizing the need for structured assessment, clear boundary definition, and independent validation before credit decisions are finalized. The course also distinguishes Crop-Aligned Repayment Structuring from broader portfolio restructuring mechanisms, and highlights its role within Limit, Structure & Pricing, where the credit analyst executes assessments, completes documentation, and flags exceptions for review, including escalation to credit committees where required.