This course explains Concentration Risk Spillover Awareness and how lenders evaluate the potential impact of concentrated exposures across sectors, geographies, borrower groups, or product segments within Consumer Loan Against Property (LAP) portfolios. It covers the measurement methodologies, exposure limits, breach reporting requirements, and de-concentration strategies used to manage portfolio concentration risk. The course also highlights how understanding concentration spillover supports credit risk management decisions by informing sanction conditions, collateral structuring, and portfolio risk appetite adjustments.