This course introduces the concept of Co-ownership & Inheritance Risk within the Crop & Seasonal Agri Credit framework. It focuses on assessing risks arising from shared land ownership and succession-related complexities that may impact control, enforceability, and recovery outcomes.
Learners will explore key assessment dimensions such as borrower obligations, recovery processes, validation of landholding structure, and title continuity, with an emphasis on independent validation and well-documented rationale. The course also distinguishes co-ownership and inheritance risk from broader portfolio diversification strategies, highlighting its specific role in identifying legal and ownership-related risks at the exposure level.
By the end of the course, participants will understand how to evaluate co-ownership and inheritance risks in practice, particularly within Landholding, Tenancy, and Title Due Diligence, including documentation standards, exception handling, and escalation for review within the credit approval process.