This course explains Co-ownership & Inheritance Risk and how risks arising from shared ownership structures and succession or inheritance complexities are identified, assessed, and governed within Agri & Rural Commercial Credit. It covers the key dimensions of obligations, recovery processes, validation of landholding structures, and ownership/tenancy, emphasizing the need for structured assessment, clear boundary definition, and independent validation before credit decisions are finalized. The course also distinguishes Co-ownership & Inheritance Risk from broader portfolio diversification strategies, and highlights its role within Land & Ownership Due Diligence, including limit setting, exception handling, and escalation to credit committees.