This course explains Business Loan Approval Turnaround Time (TAT) Risk and how delays in credit approval processes can impact customer experience, application drop-offs, and overall portfolio quality. It covers the key operational stages in the approval process, decision checkpoints, responsible roles, and documentation requirements that influence approval timelines. The course also highlights how managing TAT risk supports efficient credit operations while ensuring that credit decisions remain disciplined, well-documented, and aligned with portfolio risk objectives.