This course explains Banking Velocity & Transactional Intensity and how lenders analyze transaction frequency, balances, inflows, and outflows to assess business activity and financial stability in business loan underwriting. It covers key banking velocity metrics such as monthly credit turnover, transaction counts, average ticket size, and the cash versus non-cash mix, along with how these are compared to GST and ITR-reported turnover. The course also highlights how deviations in transaction patterns act as signals of potential risk and support credit decisions on loan structuring, sanction conditions, and repayment capacity assessment.