This course introduces the concept of Asset Sale vs Revival Assessment within the Commercial Vehicle Retail Credit framework. It focuses on evaluating whether value is best realized through asset sale or through borrower revival, ensuring that resolution strategies are aligned with optimal recovery outcomes.
Learners will explore key assessment dimensions such as revival potential, time horizon, residual risk, and borrower viability, with an emphasis on independent validation and well-documented rationale. The course also distinguishes this assessment from the broader credit approval process, highlighting its specific role in comparing resolution pathways and identifying the most effective course of action at the exposure level.
By the end of the course, participants will understand how to conduct asset sale versus revival assessments in practice, particularly within Resolution Strategy Structuring, including validation of team-level analysis, approval of case recommendations, management of segment-level exposure, and escalation to the credit committee where required.