This course explains Agri Portfolio Concentration Risk and how concentration risk within agricultural loan portfolios across crops, geographies, and borrower segments is identified, assessed, and governed within Agri & Rural Commercial Credit. It covers the key dimensions of concentration, geography, crop mix, and audit readiness, emphasizing the need for structured assessment, clear boundary definition, and independent validation before credit decisions are finalized. The course also distinguishes Agri Portfolio Concentration Risk from broader portfolio diversification strategies, and highlights its role within Portfolio Risk, Norms & Governance, including limit setting, exception handling, and escalation to credit committees.